Wednesday, December 13, 2006

GRRRRR

Debt collectors...yes they have a job to do, but do they have to be SO rude and obnoxious. I am dealing with a lady, on the 2nd on my house. The company we have the loan from is charging an extra amount for insurance. I have been back and forth with them about this. Our first has an impound account that automatically pulls and pays the insurance. I have had the same insurance company the entire time I have owned the house.

Out of the clear blue they said they had no proof of insurance, so I scrambled to get a copy of the insurance and get it to them and do what I am supposed to do. Then I find out it can take up to 2 months for them to verify and 2 more for them to reimburse for the extra charges....CRAZY, I don't have extra money growing off of trees! They want me to drop what I am doing to get them the necessary info, but they can take 4 months to get back to me...

Now after talking to them today, she says they seem to have lost it and I have to go through the whole proceedure again and they are trying to collect almost $1000.00 extra for this insurance. I am furious! I don't have the extra money and can't believe they lost the paperwork. I told her that was their problem and that I would not pay the amount. its not my fault they lost my paperwork, after I bent over backwards to have the necessary paperwork to them 2 days after I found out they needed it.

3 comments:

Chucky said...

ew bummer.

Echo said...

That's so dumb. (The debt collectors, not you.) I mean, seriously, that's a pretty important thing for them to lose and then try to hit you with the bill. Good luck with them.

bardouble29 said...

Thanks guys, its great to just be able to blow steam and get it out without yelling and cussing at them...